DCA Calculator
Compare investing now with spreading the same amount over time.
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How much are you planning to invest?
$
$
months
Invest now
$12,840
Invest monthly
$12,380
Monthly amount
$1,000
Comparison date
12 months
How this comparison works
Both paths invest the same total. The immediate path invests it at the start; the DCA path divides it equally into month-end investments across the selected period.
The constant return assumption is illustrative. Actual markets vary, and this comparison does not model fees, taxes, cash interest, or investment risk. It does not recommend either timing strategy.