FIRE Calculator

Estimate your freedom date.

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How much do you already have invested?

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How this estimate works

The calculator applies a constant annual return assumption converted to an equivalent monthly rate and adds the stated contribution each month. Real investment returns vary, so the date is an illustrative projection rather than a forecast.

This first version does not model taxes, contribution changes, inflation-adjusted spending, fees, sequence-of-returns risk, pensions, Social Security, or Monte Carlo outcomes.

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